Overdraft protection is available from your savings account or your personal line of credit. If you elect to have funds transferred from your savings account or personal line of credit when you overdraw your checking account, your funds will be transferred before Overdraft Protection Plus (ODPP) is utilized.

Requirements

• Account owners on the checking account must also be owners on the savings account or line of credit linked for overdraft purposes.

Restrictions

• Only the available balance will be eligible for transfer to cover an overdraft. The $5 minimum balance requirement on primary savings accounts will not be included in the amount available for transfer.

Click here to view ECU's Account Agreement for a complete explanation of all account fees, terms and conditions.